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BY Infinity MPSC Civil
In general, many financial experts support their clientsтАЩ desire to buy cryptocurrency, but they donтАЩt recommend it unless clients express interest. тАЬThe biggest concern for us is if someone wants to invest in crypto and the investment they choose doesnтАЩt do well, and then all of a sudden they canтАЩt send their kids to college,тАЭ says Ian Harvey, a certified financial planner (CFP) in New York City. тАЬThen it wasnтАЩt worth the risk.тАЭ The speculative nature of cryptocurrency leads some planners to recommend it for clientsтАЩ тАЬsideтАЭ investments. тАЬSome call it a Vegas account,тАЭ says Scott Hammel, a CFP in Dallas. тАЬLetтАЩs keep this away from our real long-term perspective, make sure it doesnтАЩt become too large a portion of your portfolio.тАЭ In a very real sense, Bitcoin is like a single stock, and advisors wouldnтАЩt recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if youтАЩre passionate about it. тАЬIf it was one stock, you would never allocate any significant portion of your portfolio to it,тАЭ Hammel says.
Telegram is a cloud-based instant messaging service that has been making rounds as a popular option for those who wish to keep their messages secure. Telegram boasts a collection of different features, but itтАЩs best known for its ability to secure messages and media by encrypting them during transit; this prevents third-parties from snooping on messages easily. LetтАЩs take a look at what Telegram can do and why you might want to use it.
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